Personal Accident Insurance, also known as Accident Insurance, provides an income if you are unable to work as the result of an accident.
Personal accident is available to almost all occupations. The cover provided is 24 hour and not limited to work related accidents. All payments are tax free and the policy can be tailored to your exact needs.
Personal Accident Insurance is highly recommended for sole traders, business partners and company directors as the company’s combined liability policy does not cover any injury caused to a sole trader/business partner. It is extremely difficult for a company director to sue his/her own company.